Get your skillet ready by preheating it to a medium-high heat.
In a bowl, blend together corn flour, water, and salt to craft a smooth dough.
Extract a sizable 3-inch portion of dough and flatten it out.
Layer with a tablespoon of refried beans and a generous sprinkle of cheese.
Carefully fold and seal the edges to envelop the mouthwatering filling.
Achieve a thickness of about 1/4 inch.
Lay it on the skillet, turning occasionally until each side boasts a golden hue, typically between 3-5 minutes.
Serve piping hot alongside coleslaw or salsa, or any side of your choice.