4 Ingredient Chocolate Chip Pancakes


If you’re a pancake enthusiast like me, prepare to have your mind blown by this crazy-simple yet insanely delicious recipe for 4 Ingredient Chocolate Chip Pancakes! That’s right – no bags of mystery mix or long lists of ingredients required. Just four basic pantry items that somehow magically combine into the fluffiest, most scrumptious pancake stack you’ve ever sunk your fork into.

The Best Part? Even a toddler could whip these up! Though I have a feeling most little bakers would opt to double (or quadruple) the amount of chocolate chips. Smart kids.

So what are these four magical ingredients? Eggs, ripe bananas, baking powder, and your favorite chocolate chips or chunks. That’s literally it! The bananas add delicious moisture and natural sweetness, while the baking powder gives them an irresistibly light, fluffy texture.

But let’s be real – it’s those pockets of warm, melty chocolate that really take these hotcakes to the next level of YUM. You can use as many or as few chocolate chips as you’d like, but I always err on the side of “the more, the merrier!” Especially when it comes to chocolate.

While these pancakes are delightfully simple, I do have a few tips to share:

  • Make sure your bananas are super ripe and easily mashed for the best texture.
  • Don’t overmix the batter once the baking powder goes in to avoid dense pancakes.
  • Use a non-stick skillet or griddle for easy flipping.
  • Feel free to add a splash of milk if you prefer thinner pancakes.

Maple syrup is a must for drizzling over these fluffy chocolatey discs of joy, but they’re also phenomenal topped with things like:

  • Fresh berries or sliced banana
  • Dollops of creamy peanut butter or Nutella
  • Sprinkles of cinnamon or cocoa powder
  • Whipped cream and sprinkles for the kids!

The best part is, these naturally gluten-free pancakes can be whipped up in just 20 minutes with almost zero effort. They’re a fun weekend breakfast treat to make with the kiddos, but also perfect for busy weekday mornings.

So grab those four simple ingredients and get ready to experience serious pancake nirvana! Let’s get cooking.

4 Ingredient Chocolate Chip Pancakes

The simplest, fluffiest, most indulgent pancake stack you’ve ever shoveled into your smiling face. No fuss, just pure pancake bliss in four ingredients or less! Let’s eat.
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Course: Breakfast
Cuisine: American
Prep Time: 10 minutes
Cook Time: 10 minutes
Total Time: 20 minutes
Servings: 2


  • 2 large eggs
  • 1/2 cup very ripe well-mashed banana (about 1 medium banana)
  • 1/8 tsp baking powder
  • 1/4 cup chocolate chips plus more for adding to pancakes


  • In a medium bowl, beat the eggs lightly. Mix in the mashed banana and baking powder until well combined.
  • Heat a nonstick skillet or griddle over medium heat. Spray with nonstick cooking spray.
  • For each pancake, pour about 1/4 cup of the batter onto the hot surface. Sprinkle some chocolate chips over the top of each pancake.
  • Cook for 2-3 minutes per side, flipping when the edges look dry and the bottom is lightly golden.
  • Serve the pancakes warm, topped with more chocolate chips, butter, maple syrup, or your favorite toppings.


  • Go as light or heavy on the chocolate chips as you’d like!
  • For thinner pancakes, add a splash of milk to the batter.
  • Make it vegan by using 2 mashed ripe bananas instead of the eggs.